These terms and conditions govern use of this website and participation in the financial crisis preparedness programme. By accessing the site or enrolling in the programme, the user accepts these terms in full. Please read carefully before proceeding.

October 9, 2026

Acceptance of terms

By accessing or using this website and participating in the programme, the user agrees to comply with these terms and conditions. Continued use constitutes acceptance of all current terms. If the user does not agree, they must discontinue use immediately.

Definitions

The following definitions apply throughout these terms and conditions to ensure clarity and consistency of interpretation.

• "Company" refers to the entity operating this website and delivering the financial crisis preparedness programme in Australia and internationally, including its officers, employees, and authorised representatives.
• "User" means any person accessing the website, registering for, or participating in the programme, regardless of physical location or citizenship.
• "Programme" means the financial crisis preparedness programme, including all materials, content, modules, assessments, and support services offered by the Company.
• "Terms" refers to these terms and conditions, including any additional guidelines, policies, or rules incorporated by reference herein.

Service usage

Access to the website and programme materials is provided for personal, non-commercial use only. Any other use requires prior written consent from the Company.

Eligibility requirements

Eligibility for participation in the programme requires meeting all published entry criteria, including minimum age, prior qualifications or experience, and language proficiency. The Company reserves the right to request evidence or to refuse admission at its discretion.

Eligibility requirements may be updated to reflect changes in regulatory or programme standards. It is the user's responsibility to review the latest criteria prior to applying.

User responsibilities

Users are required to act responsibly and in accordance with all applicable laws and policies when using the website or participating in the programme.

• Users are responsible for maintaining the confidentiality of login credentials and for all activities conducted under their account.
• Users must notify the Company immediately of any suspected unauthorised access, data breach, or other security incident involving their account or personal information.
• Users are expected to comply with all instructions, policies, and codes of conduct communicated by the Company as part of the programme.
• Users are responsible for ensuring that any content submitted does not infringe the rights of others or violate applicable laws.

Prohibited uses

The following activities are expressly prohibited in relation to this website and the programme. Violation may result in removal or legal action.

• Users may not use the website or programme for any unlawful purpose or in violation of any applicable laws or regulations.
• Users may not attempt to gain unauthorised access to the website, systems, or data, nor interfere with the normal functioning or security of the site.
• Submission of false, misleading, or fraudulent information during registration, application, or participation is strictly prohibited and may result in removal from the programme.
• Users may not upload, transmit, or distribute malicious code, spam, or materials that infringe third-party rights.
• Commercial exploitation, resale, or redistribution of programme materials without written consent is prohibited.

Intellectual property

All programme content, including text, graphics, software, and materials, is owned by or licensed to the Company. Users may not copy, distribute, modify, or use any content except as expressly permitted by the Company or applicable law.

User content

Users may submit content, such as assignments or feedback, as part of the programme. All user content must comply with these terms, not infringe third-party rights, and may be reviewed or removed at the Company's discretion.

Privacy

The privacy of user data is protected in accordance with the Privacy Policy. Users are encouraged to review the Privacy Policy for detailed information on data handling, rights, and safeguards. View privacy policy

Disclaimer

The Company strives to ensure the accuracy and reliability of information provided, but does not warrant completeness, timeliness, or suitability for any purpose.

Limitation of liability

To the maximum extent permitted by law, the Company excludes liability for any loss or damage arising from participation in the programme or use of the website, except where caused by gross negligence or wilful misconduct.

Indemnification

The user agrees to indemnify and hold harmless the Company and its affiliates from any loss, claim, or damage arising from the user's breach of these terms or misuse of the programme.

Dispute resolution

Any disputes relating to these terms should first be addressed through direct communication with the Company. The Company is committed to fair and prompt resolution.

Governing law and jurisdiction

These terms and conditions are governed by and interpreted in accordance with the laws of Australia. Any disputes arising from the use of this website or participation in the programme will be subject to the exclusive jurisdiction of the courts of Australia.

Termination

The Company reserves the right to terminate access or remove users from the programme for violation of these terms, or as required by law or programme policy.

Modifications

The Company may modify these terms at any time to reflect legal, regulatory, or operational changes. Updated terms become effective upon posting. Continued use constitutes acceptance of the new terms.

Severability

If any provision of these terms is found invalid or unenforceable, the remaining provisions will remain in effect to the fullest extent permitted by law.

Entire agreement

These terms, together with any referenced policies or guidelines, constitute the entire agreement between the user and the Company regarding programme participation and website use. Any previous representations or agreements are superseded.

Contact information

For questions about these terms or to request clarification on any section, please contact the Company using the details provided below. The Company aims to respond within one business day.